For many Christians, faith and finance are separate worlds. They speak the language of ROE, P/E, and EBITDA on Monday-Friday, then adjust their vocabulary to ministry, the Gospel, and discipleship on Sunday.

Two Bags exists to challenge that divide. We ask: what if our portfolio is part of our purpose in life? What if managing investments is not merely a career choice but a life calling?

These are the questions at the heart of Two Bags. That is why at Two Bags, we explore the intersection between investment and theology. We believe it is possible to integrate deep theological convictions with prudent investment practices without compromising return.

Not only is it possible, but we believe that the integration is also redemptive in nature, meaning that we are not merely justifying our investments in light of Scripture, but we are actually participating in Christ's redemptive work in the world through capital allocation, all for the glory of God.

About us

Plenty of sophisticated words there? Don't worry, we are here for you. Two Bags is a digital ministry designed to equip Indonesian investment practitioners with a robust and practical Christian worldview. Our mission is to catalyze a movement of faith-driven investors who see their work as their full-time ministry. How do we do this?

Finance

This is our proof of concept in action. We apply our theological framework to real-life investment case studies in the Indonesian equity market.

This includes our investment analysis & mistakes and semi-annual reports on portfolio performance.

Faith

This is our core mission. Here we provide educational resources that integrate faith and finance. We offer this through two channels:

1. Foundational Course on Theology of Investment

2. Collection of Articles on Faith & Finance

Our Founder

Reyner Berliarang

Education Background

A disciple of Christ who found his calling in an unexpected place: the stock market. This led him to become a full-time faith driven investor and the founder of Two Bags.

M.Th from Indonesia Reformed Theological Seminary

M.M from Binus Business School

CFA Candidate (Level 2) from CFA Institute